Can you borrow against life insurance? Yes, but only if you have the right kind of policy. Read on to learn everything you need to know.
The average cremation cost is between $4,000 and $7,000 depending on the type of cremation. Direct cremation costs between $2,000 and $5,000. Funeral costs are rising and more people are turning to cremation instead of burials to save money. But many don’t realize a cremation can cost as much as a burial once all of [...]
If you don’t know your options, it can be discouraging to look for life insurance when you’re older than 50. It’s a commonly held belief that insurance over 50 is expensive and difficult to get. But the truth is, it is possible to find an affordable insurance policy, even when you have health concerns, that [...]
If you’re considering planning for your funeral ahead of time, you’re making a smart choice; doing so can save your family both money and decision-making during an emotional period. Luckily, there are many options available when it comes to planning your funeral in advance. We’ll cover the two main options: pre-need plans and final expense [...]
Setting aside money to take care of any large expected expense is a smart thing to do, and a funeral is no different. The key is to understand how pre-paid funeral plans work. More and more people are pre-planning their funerals to save loved ones the stress of having to do it during such an [...]
Life insurance is one of the most trusted ways to provide for loved ones after you’ve passed. But deciding which policy is right for you can be challenging. What kind of senior life insurance should you have? How much is enough? What’s the best life insurance to have at your age? Life insurance for seniors [...]
Can You Buy Life Insurance for Your Parents? Yes, you can purchase life insurance for your parents to help cover their final expenses. It offers some peace for your family during this difficult time. In order to buy a policy on a parent, you will need their consent along with proof of insurable interest. The [...]
What is the Funeral Consumer Guardian Society®? Every Lincoln Heritage Funeral Advantage® policy comes with a free membership to the Funeral Consumer Guardian Society®, an independent consumer advocate organization founded in 2000 to provide professional guidance to member families during the funeral planning process. The FCGS ensures families have the information they need to make [...]
Planning a funeral can seem complicated and feel overwhelming, and it usually happens during a very emotional time. A good checklist can help get you over the rough spots and make the process a little easier. Table of Contents Make an itemized list of tasks that need to be completed Call family and friends Check [...]
