one-stop final expense solution.
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About The Funeral Advantage Program
Like everything today, funeral costs are rising. It's not uncommon for funeral costs to run tens of thousands of dollars, potentially leaving loved ones with a big financial burden.
But there is a simple solution. The Funeral Advantage program was designed to be a one stop easy way for Americans ages 40-85 to protect their loved ones from this possible financial hardship.
The Funeral Advantage program has two key components:
The first is a Life Insurance Cash Benefit that offers easy qualification and a streamlined application process. No health examinations are necessary — only a few health questions on a one-page application. Most people get coverage, even with health issues.
The second is the Family Support Services provided at no additional cost to every policyholder through the Funeral Consumer Guardian Society® (FCGS). Upon the death of a Funeral Advantage policyholder, a live representative from the FCGS is ready to go into action on your family's behalf to help surviving loved ones cope with the many details that immediately arise.GET MORE INFO
The Life Insurance Cash Benefit
Funeral Advantage insurance policies are underwritten by Lincoln Heritage Life Insurance Company® — one of the national leaders in helping people cover their funeral costs and other final expenses.
- Cash benefits are paid within 24 hours, once a claim is approved.
- Whole life benefits available up to $20,000.
- No health examination necessary to apply, just a few health questions.
- Easy, one-page application.
- Most people get coverage, even with health issues.
- Rate and benefit are locked in for the life of the policy for as long as premiums are paid.
- $100,000 additional benefit for accidental death available.
The Family Support Services
When a policyholder passes away — we want to make sure things go smoothly and easily for the loved ones taking care of the funeral arrangements. On your behalf, the Funeral Consumer Guardian Society (FCGS) immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.
- When you enroll for Funeral Advantage insurance coverage, you can also decide the style of funeral you want... a 2-page final wishes form makes it fast and simple.
- FCGS keeps your wishes safe and secure on file.
- Your loved ones get a 24-hour toll-free service number to call in time of need.
- FCGS immediately goes into action — comparing up to 3 different funeral homes to find the best price available.
- Families save an average of $1,800 on traditional funerals and up to $600 on cremation.
The FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone.
How Funeral Advantage Helps Families
Upon a Funeral Advantage member's death, there are literally hundreds of decisions to be made by the surviving loved ones — some potentially very costly.
The Funeral Consumer Guardian Society (FCGS) immediately goes into action to help those in charge of funeral arrangements cope with the many details that immediately arise. With this help, everything can go as smoothly and easily as possible for your loved ones during a time of intense emotions and stress.GET MORE INFO
"Thank you so much in the handling of my mother's claim on my behalf. Mom always worried that I had so much stress on me, taking care of her these last two years. These past few months she suffered ever so much with her cancer. I know she is smiling from Heaven and blessing you for all your help and words of comfort."
Mrs. BH, Inwood, WV
"As a family, we want to express our deep appreciation for your promptness in processing our claim. Going through the death of a loved one is never easy, but your excellent timetable of response and the manner in which you responded is exemplary. The funeral home, which we dealt with, had never experienced such ease and convenience."
Mr. SK, Ludington, MI
"I just wanted to let you know how I Appreciated the sympathy your staff showed me when dealing with your company. It has been hard dealing with my father's death and your company didn't send me through a lot of changes regarding his policy. Also, your company handled our claim in a timely manner. Again, thank you for your company and the excellent customer service."
Mrs. TB, Vancouver, WA
If you're between the ages of 40 and 85, click now to get FREE information about the Funeral Advantage program.
Already a Funeral Advantage policyholder? Click here for help making changes to your policy or to update your personal information.