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While most experts agree that the best time to take out a life insurance policy is when you’re young, that doesn’t always happen. When you’re young and in good health, you can take out an affordable life insurance policy and add an insurability rider – and then never worry about not being covered, no matter [...]

Everyone deals differently with grief when losing a spouse, just as everyone deals differently with how to move forward when facing life as a widow. There’s no structured process, no 12-step program, and no numbered checklist to get your life moving again. And that’s not necessarily a bad thing, because everyone must go at the [...]