The decision to be cremated or buried is a very personal one, often involving faith, family tradition, and personal beliefs. Cost can also be a consideration because there is a substantial difference between cremation costs and burial costs. When you choose cremation, you’re paying not only for the cremation itself but also your choice of […]
When someone you love has died, the process of getting all of the paperwork together and planning the service can be overwhelming. What do you do first? Who should you call? Our checklist can help you with the decisions that need to be made before and after the funeral. Before the funeral Get […]
Selecting the right life insurance agent is an important first step in ensuring you have someone on your side as you go through the world of insurance. Treat the search for an insurance agent as you would treat a search for a doctor or lawyer: seek multiple opinions and don’t settle for someone you’re not […]
Not all life insurance policies require a medical exam. Smaller policies – like final expense insurance (also known as “burial insurance” or “funeral insurance”) – typically only require answers to health questions. For larger policies – like term insurance – several factors determine whether a life insurance exam is required. These can include the consumer’s […]
Preparing for a funeral may seem intimidating, but making your plans and wishes in advance allows you to decide on the specific items you want and need. Because funeral expenses can place a financial burden on families, comparing prices for services and products ahead of time can significantly reduce the burden on your loved ones. […]
Environmental stewardship doesn’t need to stop at the end of life. Many people have begun viewing their final wishes through a green lens, taking the opportunity to help protect the environment when they pass away. This natural approach to funerals has led to an increase in green burial cemeteries, green burial caskets, and even green […]
You’ve settled down. You and your significant other left the apartment life behind and bought your first house. You both have careers, but maybe one of you wants to stay home now that there’s a baby in the house. And your old compact car wouldn’t accommodate a proper child seat, so there’s a new, safer […]
Term life and whole life insurance are both insurance policies that allow you to leave money to your beneficiaries after you pass. Term life is a temporary insurance policy that is less expensive, has a higher face amount, is harder to qualify for, and has an expiration date. Whole life insurance builds cash value, costs […]
Burial insurance is also known as “funeral insurance” and is an easy-to-qualify for, low coverage, whole life insurance policy designed to cover end of life expenses like medical bills, funeral expenses, and other debts that are left behind when you pass. Most burial insurance plans are affordable, have fixed premiums, and can be issued quickly. […]
Finding a funeral home is difficult, regardless of whether you’ve just lost a loved one or are working on pre-planning. The details surrounding death can make us uneasy, and we often avoid thinking about the topic until absolutely necessary. But part of the reason it’s difficult is this: Most of us just don’t know that […]
A funeral is any kind of final arrangement (burial or cremation) made by a family after the death of a loved one. The average cost of a funeral is almost $9,000 according to the National Funeral Directors Association depending on the location of the service, the funeral home, and the items used. Planning a funeral […]
