Selecting the right life insurance agent is an important first step in ensuring you have someone on your side as you go through the world of insurance. Treat the search for an insurance agent as you would treat a search for a doctor or lawyer: seek multiple opinions and don’t settle for someone you’re not […]
When buying life insurance, we often only think about whether we need to purchase a policy for ourselves. The reason we purchase life insurance is to protect our loved ones from experiencing a financial burden when we pass. Part of protecting them is protecting yourself, especially from unforeseen bills that could impact you financially. For […]
Have you ever stopped and wondered what happens when you die? I’m not asking if you’ve wondered about an afterlife. I’m asking if you’ve ever thought about what happens down here – to your family – after you pass away. When I think about my own life, I can imagine the following scenario: My friends […]
Planning a funeral can seem complicated and feel overwhelming, and it usually happens during a very emotional time. A good checklist can help get you over the rough spots and make the process a little easier. Make an itemized list of tasks that need to be completed Mark the tasks that someone else – […]
Finding a funeral home is difficult, regardless of whether you’ve just lost a loved one or are working on pre-planning. The details surrounding death can make us uneasy, and we often avoid thinking about the topic until absolutely necessary. But part of the reason it’s difficult is this: Most of us just don’t know that […]
Cremations have become increasingly popular over the last decade. According to the Cremation Association of North America (CANA), the number of individuals who were cremated in the U.S. in 2015 was 48.6 percent; by 2020 that rate is expected to climb to 54.3 percent. Forbes attributes the increase in cremation procedures to several factors, including: […]
More and more, people are interested in having a green burial because they want to protect the environment when they pass away. This natural approach to funerals has led to an increase in green burial cemeteries, green burial caskets, and even green funeral ceremonies like a tree burial. In 2010, the Funeral and Memorialization Information […]
Not all life insurance policies require a medical exam. Smaller policies – like final expense insurance (also known as “burial insurance” or “funeral insurance”) – typically only require answers to health questions. For larger policies – like term insurance – several factors determine whether a life insurance exam is required. These can include the consumer’s […]
Preparing for a funeral may seem intimidating, but making your plans and wishes in advance allows you to decide on the specific items you want and need. Because funeral expenses can place a financial burden on families, comparing prices for services and products ahead of time can significantly reduce the burden on your loved ones. […]
Unexpected expenses can ruin your day – or much longer if they’re large enough. Pre-planning for events you know will occur can help take some of the pain out of those expenses for yourself and your family – including funeral expenses. If you’ve ever helped arrange a funeral, you know even the most basic funeral […]