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Guide to Green Burial – A Natural Approach to Funerals

Environmental stewardship doesn’t need to stop at the end of life. Many people have begun viewing their final wishes through a green lens, taking the opportunity to help protect the environment when they pass away. This natural approach to funerals has led to an increase in green burial cemeteries, green burial caskets, and even green [...]

What Kind of Life Insurance Should I Get?

You’ve settled down. You and your significant other left the apartment life behind and bought your first house. You both have careers, but maybe one of you wants to stay home now that there’s a baby in the house. And your old compact car wouldn’t accommodate a proper child seat, so there’s a new, safer [...]

Whole-Life-vs-Term-Life-Which-Type-of-Insurance-Is-Right-for-You?

Term vs Whole Life Insurance: Pros and Cons

What Is the Key Difference Between Term vs Whole Life Insurance? Term life and whole life insurance are both insurance policies that allow you to leave a cash benefit for your beneficiaries after you pass. Term life is a temporary insurance policy that is less expensive but has an expiration date. Whole life insurance builds [...]

Grandfather holding grandson facing the sun in a wheat field

How to Pay for a Funeral: Your Complete Guide

It’s easy to put off thinking about paying for something that seems so far in the future. After all, there always seem to be competing needs– perhaps retirement funds, college tuition, home renovation, or paying off debt. But thinking ahead about how you’re going to pay for your funeral one day can be a smart [...]

How Much Life Insurance Do I Need?

No one likes to think about what will happen when they pass, but ensuring that your loved ones are taken care of and your obligations are met is an important part of financial planning. After all, our loved ones will likely be responsible for covering final expenses. Life insurance plays an important part in taking [...]

What’s the Difference Between Burial Insurance, Life Insurance, and Funeral Insurance?

Burial insurance is also known as “funeral insurance” and is an easy-to-qualify for, low coverage, whole life insurance policy designed to cover end of life expenses like medical bills, funeral expenses, and other debts that are left behind when you pass. Most burial insurance plans are affordable, have fixed premiums, and can be issued quickly. [...]

Wooden coffin with funeral flowers in crematorium

Funeral Myths: 10 Questions to Ask When Choosing a Funeral Home

Finding a funeral home is difficult, regardless of whether you’ve just lost a loved one or are working on pre-planning. The details surrounding death can make us uneasy, and we often avoid thinking about the topic until absolutely necessary. But part of the reason it’s difficult is this: Most of us just don’t know that [...]

Your Complete Guide to Planning a Funeral: Services, Costs & Reception

A funeral is any kind of final arrangement (burial or cremation) made by a family after the death of a loved one. The average cost of a funeral is almost $9,000 according to the National Funeral Directors Association depending on the location of the service, the funeral home, and the items used. Funeral planning is [...]

Male nurse pushing senior male in wheelchair

A Complete Guide to Guaranteed Life Insurance

Typically, applying for a life insurance policy has a lot of unknowns because you never know if the insurer is going to approve your application. But with a guaranteed issue life insurance policy, also called a guaranteed acceptance policy, you can have confidence your application will be approved. Table of Contents How It Works - [...]

A Complete Guide to Cremation Insurance

Cremation insurance is a type of final expense life insurance specifically earmarked to cover the costs of cremation and other final wishes. In the past, cremation has cost less than traditional burial, but with more people choosing to be cremated every year, funeral homes have started adjusting their prices. Today, the cost of cremation can [...]

How Much Does an Urn Cost?

The average cost of cremation today is $4,000 to $7,000, and the urn is often a huge part of this final expense. The container’s size, style, and material are all important factors in its overall cost. Most people pay $70 to $2,250 for a full sized, permanent urn and $50 to $350 for green burial [...]

How Much Does a Burial Plot Cost?

The cost of a burial plot depends on several factors. The kind of space, type of cemetery, and where you live all play a role in how much you’ll pay. On average, burial plots for caskets range from $525 to $5,000 and $350 to $2,500 for cremated remains in urns. Table of Contents Types of [...]

Are Funeral Expenses Tax Deductible?

Funeral expenses aren’t tax deductible for individuals, and they’re only tax exempt for some estates. Estates worth $11.58 million or more need to file federal tax returns, and only 13 states require them. For this reason, most can’t claim tax deductions. Plus, the values of estates that have to pay federal or state taxes are [...]

Guide to Casket Prices: How Much Do Caskets Cost?

A casket is a huge funeral expense. With an average cost of $2,000 to $5,000, it’s often the most expensive aspect of a funeral. Getting a casket price list from the funeral home you work with, comparison shopping online, and choosing the right burial or funeral insurance policy are all helpful ways to save money [...]

Guide to Life Insurance for Seniors Over 60

Life insurance is a useful tool for helping your loved ones pay your final expenses. Although many people buy a policy in their younger years, there are many senior life insurance options for people over 60. Comparing different plans is a great way to find affordable life insurance for seniors. Table of Contents Cost of [...]

Guide to Life Insurance for Seniors Over 70 or 75

When you’re 70 or older, finding affordable senior life insurance might feel harder than it did when you were younger. But no matter your age, life insurance is an important way to help your loved ones cover the costs of your final expenses, so it’s important to explore your options. Comparing different policies and prices [...]

Guide to Life Insurance for Seniors Over 80

When you’re 80 and older, there are fewer senior life insurance options available than when you were younger, and you won’t be able to buy a large policy. The good news is that at this stage in your life, you don’t need as much coverage as you used to. Most adults in their 80s have [...]

Checklist for Who to Call & What to do When Someone Dies

Losing a loved one is never easy, but losing your husband or wife is one of the most devastating experiences you’ll ever go through. In addition to saying goodbye to your life partner, there are many things you need to do when your spouse dies. Our checklists explain what you need to do, who you [...]

How Does Permanent Life Insurance Work? Costs, Types, FAQs

Life insurance is an important tool that provides peace of mind for those who don’t want to leave a financial burden for their loved ones after they pass away. It provides a safety net that can pay off your debts, replace your missing income, cover your funeral costs, and pay for any other final expenses [...]

How to Choose the Best Senior Life Insurance Company

Seniors who have worked a lifetime to build their financial assets often don’t need a large amount of life insurance. In many cases, they no longer have loved ones who are financially dependent on them, so they don’t need to replace lost income. But many older adults still want an added layer of protection to [...]

Life Insurance for Military Members

Many people are surprised to learn there are several options when it comes to life insurance for military members. Depending on where you buy your policy and the type you choose, your rates can vary widely. Our guide breaks down what active military personnel and veterans need to know about finding the coverage that meets [...]

How to Cope with Death

Trying to navigate how to cope with death is never easy, even if it’s not the first time you’ve mourned the loss of a loved one. It’s important to understand that no one’s path to healing is the same. Turning to your support system and practicing the coping techniques that bring you comfort are critical [...]

How to Compare Life Insurance Quotes

There’s a good reason why shopping for life insurance might still be at the bottom of your to-do list. How can you justify spending a large amount of money for something you don’t understand? That concern is reasonable. After all, you have two valuable things on the line: your money and the financial security of [...]

What Are Beneficiaries?

There are many questions that come with buying a life insurance policy. One of the most common — and one of the most important — is, “What are beneficiaries?” Our guide explains what beneficiaries are, the different types of beneficiaries, and how to choose one for your life insurance policy. GET MY FREE QUOTE Table [...]