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We've Been Proudly Serving Families Since 1963

FREE QUOTE

Funeral Advantage Program Saves Families Money

Most people qualify and no medical exam is required! Click now to get a FREE final expense insurance quote from the Funeral Advantage program.

Get My Free Quote

We've Been Proudly Serving Families Since 1963

FREE QUOTE

Funeral Advantage Program Saves Families Money

Most people qualify and no medical exam is required! Click now to get a FREE final expense insurance quote from the Funeral Advantage program.

Get My Free Quote

Lincoln Heritage Is A Business You Can Trust

Lincoln Heritage Is A Business You Can Trust

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Has Lincoln Heritage been involved in a lawsuit?

As the leading final expense company in the nation, we’re no stranger to negativity. When you’ve been in business as long as we have, it comes with the territory. While lawsuits do happen, we believe in doing things the right way and we pride ourselves on keeping our promises. In some cases, a dissatisfied customer or field agent feels the need to threaten legal action hoping we’ll agree to their terms. While we always regret someone feels the need to take such action, we are always prepared to defend our reputation to protect the millions of families that trust us with their final expense planning.

The internet and social media allow anyone to say anything. If you perform a quick Google search of our company, you’ll see biased reviews from competitors claiming to have “crazy secrets” or “the truth” about Lincoln Heritage. You’ll also see reviews – good and bad – from past and current field agents and home office employees. The most important thing you will see are the many reviews from satisfied policyholders and their families who graciously share the experiences they've had with their agent and our company. The fact is we paid out more than $198 million in claims last year and we’re the only final expense company that has paid claims in 24 hours for over 30 years.

The fact is we paid out more than $198 million in claims last year and we’re the only final expense company that has paid claims in 24 hours for over 30 years.

Is Lincoln Heritage a pyramid scheme?

The life insurance industry is filled with multi-level marketing (MLM), network marketing, and other similar pyramid schemes. In most cases, it’s not easy to identify these types of organizations because it’s rarely laid out in the agent’s contract. Organizations that rely on this type of marketing insist their field agents recruit other agents to pad their downline. The more agents you have, the more money you make.

At Lincoln Heritage, we approach the industry differently. We recognize our primary customer is the field agent: if we take care of the agent, the rest follows. Our agents are the best at one thing: serving their communities by educating families on the need for final expense insurance. We don’t want them focused on anything else. We ensure you receive the best training possible by pairing you with a local agency that can help you understand learn how to represent Funeral Advantage, issue leads, and answer any questions you have about the business.

 

Is Funeral Advantage legitimate?

Funeral Advantage has been the leading final expense program in the nation since its inception. Every insurance product in the nation is carefully regulated, and Funeral Advantage from Lincoln Heritage is no different. For more than 55 years, we’ve been serving our communities by providing an affordable life insurance product that helps seniors and their families pay for final arrangements. We have an A+ rating with the Better Business Bureau (BBB) and an A- (Excellent) rating with A.M. Best, a rating agency that evaluates the financial strength of insurance companies. We have hundreds of five-star reviews from beneficiary families, agents, and home office employees.

LHLIC 55 Years

BBB A+

AM Best

Lincoln Heritage Customer Reviews

Lincoln Heritage Customer Reviews

More than one million policyholders depend on Lincoln Heritage Life Insurance Company to be by their side in their time of need and thousands of agents take pride knowing their hard work serves families in their communities. The need for a financial safety net is growing and increasingly underserved, giving us a real opportunity to help people across the country get the protection they need – at a price they can afford.

Last year alone we paid over $198 million in claims. We receive hundreds of customer testimonials every year from people who have experienced our fast claims service and exceptional customer service:

I want to take this time to thank you and your agents for all of the kind words that were given and said to my family in our time of loss… We look forward to you handling all of our business from this day on.

- Charles T., TX

I have spoken to many people and received a lot of letters from businesses and none of them have ever come close or touched me in the way your words have… I will recommend Lincoln Heritage at every opportunity.

- CS, FL

I wish to THANK all of your staff involved in the process of my claim. Great Job! Thank you so much I couldn't be happier. You were considerate of my feelings, helpful, and processed my claim quickly. I will recommend you to others and be glad to do it.

- LL, California

...your company was such a blessing at this crucial time. W's passing was sudden and unexpected. Just the fact of knowing his funeral arrangements were pre-planned and pre-paid took a tremendous load of my shoulders. You provided a service that everyone needs, but few find it necessary.

- NP, Midland, TX

Out of all the companies I have had to work with becuase the passing of my mother, yours was by far the most expedient and professional.

- JH, CA

I am surprised how fast this arrived in the age of "Red Tape." Please recognize your efficient staff for their professionalism on my behalf. I will let my peers know how pleased I have been with your business.

- NS, Florida

Your letter of condolence expressed such care and concern not only for your insured (my mother) but for her family as well. My family and I thank you very much for all of the outstanding services you have provided.

- Diane C., MA

It makes it so easy for the family when they have so many other issues to deal with when there is a loss of a loved one. This is the 3rd or 4th claim we have had with Lincoln Heritage this year and each has been equally easy to process.

- Martha H., KY (Funeral Director)

Our Community Involvement

Our Community Involvement

Lincoln Heritage Life Insurance Company is proud to support the efforts of the following organizations:

AZ School Choice Trust offers hope and opportunity to low-income families by awarding scholarships for private school attendance.

Juvenile Diabetes Research Foundation fights against type 1 diabetes by funding research and providing a network of support for millions of people around the world.

United Way works to empower communities around the world by providing health, education, and financial opportunities to people in need.

Helping Hands For Freedom assists military and Gold Star families that have lost a loved one or are suffering with injuries from combat.

Tom Londen Memorial Golf Tournament is a fundraising event with past donations including the Arizona Cancer Foundation for Children, the Memorial Sloan Kettering Cancer Center, and the Cancer Research Institute.

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