We offer comprehensive insurance with affordable, guaranteed premiums, and no physical exam required.
Comprehensive:
- We have plans to accommodate different needs.
- Plans for ages 0-85
- Even those with health problems may qualify
- No physical exam required (insurance is based on answers to health questions on applications)
- Premiums tailored to an individual's needs
- Guaranteed Premiums
- Your premiums will never increase and your benefit will never decrease as long as your premiums are always paid.
- We offer The Accident Plan as either an addition to your life insurance or, in some states, as a stand-alone product.
- Click here to learn more about our Accidental Death and Dismemberment Rider
- We
offer a term rider for those insured with children 18 and younger. This
allows for low cost coverage to be provided for all family members.
- Click here to learn more about our Child Rider
- All non-contestable claims are paid within 24 hours of receiving all required documentation.
- Contestable claims are paid within 48 hours of receiving all required documentation.
Most importantly, Lincoln Heritage protects both your wishes and your loved one's at the time they need it most.