A.M. Best Company -- The oldest, most experienced rating agency in the world has been reporting on the financial condition of insurance companies since 1899. A.M. Best has given Lincoln Heritage Life Insurance Company its rating of 'A-' based upon financial information provided through 2010.

"The rating of Lincoln Heritage Life Insurance Company reflects the company's well-established market position in the final expense and other senior market life insurance segments, consistent growth in net premiums written and good statutory operating earnings, and a strong risk-adjusted capitalization position."

This 'Excellent' rating is assigned after A.M. Best has completed an extensive quantitative and qualitative evaluation of a company's financial strength, operating performance and market profile. Best's Ratings represent the current and independent opinion of a company's financial strength and ability to meet obligations to policyholders. For a complete Best's Rating Report free of charge, please contact our office.

Best's Ratings are not a warranty of an insurer's current or future ability to meet obligations to policyholders, nor are they a recommendation of a specific policy form, contract rate, or claim practice.